There is one that scatters, and yet increases; and there is one that withholds more than is right, but it leads to poverty. Proverbs 11:24 Notice the difference between the first verse, and the couplet in Proverbs? The missing ingredient is an outlet. The verse in Haggai speaks of gain, gain, gain, or an apparent collecting of wealth and resources by a person providing only for himself. The contrasting couplet proverb, on the other hand, shows both the futility of storing up, and the wisdom of spending and investing wisely. It is a dichotomy, a two-sided coin if you will. Money is like time, not made to be saved but spent wisely. It is possible to have all you want and nothing you need.